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Financial Journey
(featured column)
Changing
Your Habits, One Degree at a Time
by Karen
Kuebler
How often do you
think about needing to change certain habits in your life, but become
overwhelmed and discouraged and give up after barely getting started?
A habit is simply a behavior that we have practiced so often that it
becomes second nature and part of a comfort zone we have created for ourselves.
More...
The reassuring
news is that good habits are as easy to form as bad ones!
It is just a matter of where we focus our energy and attention.
The purpose of this article is to help you identify those activities
that you want to change, and systematically improve your life by taking it one
step at a time.
First, how
do you determine where to start? Actions
that help us move toward our goals, or toward something better than where we
are now, are the ones that we want to continue.
Anything that prevents us from moving forward in life, and blocks us
from improving our situation are the areas where we want to focus our energy.
 | Start
by taking an inventory of your good habits.
Write them down so you can review them often.
This is part of using positive affirmations while engaging in life
changing behaviors.
 | Although
there may be a glaring behavior that you know you need to change, it might
not be the best place for you to start.
Enjoying some successes in behavior modification with smaller goals
can help you build the momentum to tackle the bigger changes.
 | Divide
goals into smaller bite size pieces.
If you need to lose 50 lbs. begin the journey by focusing on the
first 5 lbs. you are going to lose. If
you need to pay off a debt of $20,000, set your sights on expiring the
first $1,000 of debt. Each
small task accomplished builds a stairway toward your final goal.
 | Although
our tendency might be to tackle several things at once, this is often why
we become discouraged and give up before we have successfully changed a
habit. Focus your energy on
one action at a time. Let the
first change become more a part of your comfort zone before taking on the
next.
 | Most
successes in changing habits are accomplished by replacing one habit with
a new one. Trying to
“stop” doing something is much more difficult than acquiring a new
habit in it’s place. If you
are going to stop shopping at the mall for entertainment, you will more
likely succeed by engaging in another activity that you enjoy.
Otherwise, you will feel deprived because you have had to give up
something that gave you a pay off in some way.
 | Utilize
support groups, when available. This
resource will provide much needed reinforcement – others have been down
the path of change and can help you by sharing a wealth of information and
ideas. The creative energy
from others will help make your journey of change more inspired and
productive. The internet
makes it possible to find support groups in every arena from quitting
smoking, to losing weight, to achieving financial goals.
 | Behavior
modification, and changing habits, requires careful thought and
preparation. If you try to
make a change before you have adequately prepared, you are likely to give
up before you have succeeded in making the change.
A great resource to help in the stages of preparing for change,
taking action, and maintaining the changed behavior is “Changing for
Good” by Dr. James Prochaska and Dr. John Norcross.
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Maybe you have
heard of the “boiling the frog” theory.
The question is – how do you boil a frog?
One degree at a time. If
you put a frog in a pot of cool water
and turn up the heat, the poor guy won’t know what hit him and he will end
up being a boiled frog. If you
drop him in a pot of boiling water, he will immediately jump out and escape
harm. That is how it is with the
habits we develop – we develop them one degree at a time.
Remember, it is just as easy to develop good habits as bad habits.
Simply focus on what you want to create and tackle it one step at a
time.
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Copyright
© 2005 by Karen Kuebler. All rights reserved. Want more
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